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Busy Mama Finance Center

This is the Busy Mama Finance Center. In these pages we need to give the community the low down on everything that a women needs to know about credit, investing and managing household finances. Hey, we even have information on retirement and savings. Welcome, to this section. Stay tune this money channel.

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Mortgage Home Loans

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According to Suze Orman, one of the biggest mistakes that one can do is borrowin

The first step to improving your FICO scores is reviewing your current FICO scor

Mama wants everyone to know how much they can afford!!!

Mortgage Qualification Calculator
This calculator will help you to determine how much house you can afford and/or qualify for. Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.
Purchase Information	Inputs	Outputs
Purchase price:
Down payment:
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information	Inputs	Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):
Tax deductable portion of payment:
Qualifying Information	Inputs	Outputs
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):

Longer term loans may take a few moments for the report to be generated.

Balancing the Household Budget

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Bite the bullet and let's do it. Let's create a budget with these easy steps.

Look and see how your fare with your finances.

Investing

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Retirement & Savings

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I was able to walk out with $250.00 worth of clothing for $100.00