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Busy Mama Finance Center

This is the Busy Mama Finance Center. In these pages we need to give the community the low down on everything that a women needs to know about credit, investing and managing household finances. Hey, we even have information on retirement and savings. Welcome, to this section. Stay tune this money channel.

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Credit Cards

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The first step to improving your FICO scores is reviewing your current FICO scor

Mama wants everyone to manage their money and their credit well!!!

Credit Card Minimum Payment Interest Calculator V2
This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill -- that is, assuming you stop charging any more to it. After seeing the shocking figures this calculator will generate, I doubt you'll want to continue allowing the credit card companies to build your swimming pool in their backyards. And as you will see from the calculated results, it's not just the interest charges you're losing, you're also losing the interest you could be earning on those charges if you were investing them rather than paying them to the credit card company! Somewhere in your credit card disclosure statement the card company will tell you something like "your minimum payment will be 2% of the balance or $10, whichever is higher." These are the figures you will enter in Row #3 and Row #4 respectively.
Enter the dollar amount charged:
Enter the annual interest rate:
(3) Enter the minimum percent payment amount:
(4) Enter the minimum dollar payment amount:

Total interest charges you will pay:
Total number of payments you will make:
Total number of years until debt is paid off:
Estimated foregone interest earnings:
Total Estimated Opportunity Cost:
Summary:

Balancing the Household Budget

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Look and see how your fare with your finances.

Take this mental quiz and find out if you are a financial diva or not.

Investing

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Retirement & Savings

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I was able to walk out with $250.00 worth of clothing for $100.00